AG pays you for games, like maybe a couple of thousand bucks depending on its quality. AG will automatically put in ads so they can get money from it. If you want to get paid over time for the ads, then ask Kong to be your sponsor. They pay you up to 50% of the money received from ads
Oh yeah, I forgot to mention that you can get a free trial of CS3. There's also student discounts available that can reduce the cost of the software (assuming you're a student).
Mochiads is a really good source of income, as far as I've heard. If you don't earn 700 bucks on a 30 day trial version of flash - which you probably don't because actionscript takes some time to learn - you can always use free programs such as flixel, flex and flashdevelop.